Welcome to the HPRC Blog. We've got lots of information here, from quick tips to in-depth posts about detailed human performance optimization topics.
HPRC Fitness Arena: Family & Relationships
In relationships, “capitalization” refers to the process of sharing good news with one another. It’s easy to sympathize with buddies when times are tough, but studies have shown that responding to good news with support and enthusiasm helps build stronger relationships between individuals. So remember to receive good news from coworkers, friends, and family with enthusiasm. It can not only strengthen your relationships but also create a positive environment.
For more information on building strong relationships, check out the Family & Relationships domain.
The Human Performance Resource Center is here to serve Warfighters and their families, commanders, and healthcare providers. If you’ve visited before, you probably know that we focus on “total force fitness.” But do you really know what that means—or how HPRC got started? If you’re curious, check out this PDF that describes HPRC, what we do, and the vast amount of information we cover. In addition, you may have noticed that we use the term “human performance optimization” throughout our site; this article also explains what that means.
A new app for promoting military family resilience—Focus On The Go—has been released in partnership with the FOCUS (Families Overcoming Under Stress) resiliency program. It has a variety of activities and resources for your entire family, including skill-building games with more than 40 levels for a variety of ages, including parents.
For more resources to help build family resilience, check out HPRC’s Family Resilience section.
Identity theft is a serious crime that can completely disrupt your life through credit card charges and ruined credit history if the theft is not caught quickly. So, what is identity theft? It’s what happens when someone assumes your identity by using your personal information or property—typically your Social Security number or credit cards—without your permission. According to the Bureau of Justice Statistics, there are three general types of incidents:
- Unauthorized use or attempted use of existing credit cards
- Unauthorized use or attempted use of checking accounts
- Unauthorized use or attempted use of personal information to get credit cards, accounts, or loans or to commit other crimes
Homes unoccupied for extended periods may be goldmines for thieves to dig through trashcans, dumpsters, or storage areas at homes or apartment buildings for documents with useful pieces of information. Or it may be as easy as stealing a credit card from your mailbox or directly from your wallet.
When getting ready for deployments, you can place an active duty alert on your credit reports that lasts for one calendar year. For more information and tips, review the Federal Trade Commission (FTC) handout for Warfighters and their families.
Pre-deployment can mean a number of things to a Warfighter, from intense training or drills to saying farewell to family and friends. Preparation for deployment can be over months or at a moment’s notice with little or no time to settle your affairs. It’s important to have a checklist and contact list ready to use prior to your departure so you’re ready, whatever the scenario.
Having your personal finances in order should be a high priority. Options for being ready might include contacting a financial advisor, setting up automatic deposits and withdrawals, creating a monthly budget, checking into over-withdrawal options, adding a close friend or family member to your account to act in your absence, and reviewing your financial information and account numbers with a responsible person. Once all your financial ducks are in a row, your finances will be easy to maintain.
Your checklist should also include items such as legal documents, personal property review, auto and home insurance and maintenance, medical information, and international phone coverage.
The Air National Guard has launched a new resiliency resource—Ready54—designed for Airmen and their families. The website provides centralized information about the ANG, resiliency resources, and help finding the closest Wing Director of Psychological Health, Chaplain, or Family Readiness Program Coordinator. You can also submit ideas for articles and videos. Why “Ready54”? The Air National Guard motto is “Always Ready, Always There,” and the program provides resources for all 54 states and territories.
The Air Force recently launched a new website to support pregnant Airmen: Pregnancy A to Z. It provides information from real parents and physicians through videos that provide tips for the first trimester all the way through to delivery and post-partum. Check out the exercise library too—keeping fit while you’re pregnant is essential for a healthy pregnancy and an easy recovery. And the site isn’t just for moms. Dads-to-be will find helpful information as well.
One of the top personal sources of stress for Warfighters (according to a 2011 DoD survey) is money. Not enough money, not enough savings, or a bad credit history—all contribute to financial stress. For information and ideas on budgeting and saving money, check out this recent HPRC article. Another tool in your financial arsenal is the credit report. But first: What is a credit report?
A credit report is simply a record of your credit history. It includes your name, social security number, home address, credit cards, loans, collections, open amounts (how much you owe), and whether you have paid your bills on time (if late, it shows how late: 31-45 days past due, 46-60 days past due, etc.). In fact, you have more than one credit report; there are three major ones, so you need to pay attention to them all.
It’s important to have good credit reports—they have the information businesses look at to determine if they want to do business with you. This means if you apply for a credit card or loan, (1) are you worthy to get credit; (2) if you qualify, then what would the interest rate be; and (3) for an interest-free credit card or loan, what would the payback period be.
A number of businesses look at your credit reports: credit card companies, banks, mortgage lenders, cell phone companies, and even your insurance company. Employers can look at your credit history as well, but they must ask for your permission first.
It’s important to look at your credit reports for accuracy, especially with identity thefts, and to review the list of open credits that you may no longer use. Open credit is open credit—it can limit you in the long run because creditors know you have open lines of credit to use. The great news is that you can ask for a free credit report every 12 months from each of the three major companies, thanks to the Fair Credit Reporting Act (FCRA). Visit the Federal Trade Commission’s (FTC) website to see how to get your free credit reports.
Operation Live Well is a new wellness campaign by the Department of Defense that aims to make healthy living the easy choice and the norm for service members, retirees, DoD civilians, and their families. They point out resources for how to eat better, stay physically active, quit or avoid tobacco, and stay mentally fit. The educational, outreach, and behavior-change initiatives provide tools and resources to help you learn about healthy lifestyles. You’ll also be able to develop your own personalized health plan via the Operation Live Well website soon.
A second part of Operation Live Well is their Healthy Base Initiative (HBI), which aims to help the defense community reach or maintain a healthy weight and avoid tobacco use. Scheduled for launch during the summer of 2013 at 13 military installations and DoD sites worldwide, HBI will offer a range of installation-tailored, health-related programs that will be measured for their effectiveness. The programs that are most successful will eventually be expanded to other installations.
For more information on Operation Live Well, visit militaryonesource.mil/olw.
Are you a professional who would like to know more about the evidence behind a program that you are thinking about using with military families? Or are you a military family member currently participating in a program you want to find out more about? Check out Pennsylvania State University’s Clearinghouse for Military Family Readiness. HPRC’s Answer describes this program and the services it provides.