Filed under: Military families
Pre-deployment can mean a number of things to a Warfighter, from intense training or drills to saying farewell to family and friends. Preparation for deployment can be over months or at a moment’s notice with little or no time to settle your affairs. It’s important to have a checklist and contact list ready to use prior to your departure so you’re ready, whatever the scenario.
Having your personal finances in order should be a high priority. Options for being ready might include contacting a financial advisor, setting up automatic deposits and withdrawals, creating a monthly budget, checking into over-withdrawal options, adding a close friend or family member to your account to act in your absence, and reviewing your financial information and account numbers with a responsible person. Once all your financial ducks are in a row, your finances will be easy to maintain.
Your checklist should also include items such as legal documents, personal property review, auto and home insurance and maintenance, medical information, and international phone coverage.
Are you a professional who would like to know more about the evidence behind a program that you are thinking about using with military families? Or are you a military family member currently participating in a program you want to find out more about? Check out Pennsylvania State University’s Clearinghouse for Military Family Readiness. HPRC’s Answer describes this program and the services it provides.
We all know the importance of communicating with our kids, but sometimes it’s hard to know what to say—particularly around issues such as sex, tobacco, alcohol, and drugs. Healthfinder.gov (from the U.S. Department of Health and Human Services) has tips for how parents can talk to their kids about:
- Healthy relationships
- Tobacco, alcohol, and drugs
Having open communication lines with kids and teens is important for healthy development. For more information on maintaining or strengthening your family check out HPRC’s Family & Relationships domain.
Ever wonder how many military families live on installations, how many have children, what schools they attend, and the children of fallen service members? Military OneSource has created an "infographic" to give context on the demographics for military families. Check it out.
For information and resources geared specifically for military families, check out HPRC’s Family & Relationships domain.
Personal finances can be a major source of anxiety for Warfighters and family members. Creating a monthly budget can help. A budget is simply tracking money that comes in (income), goes out (expenses), and sticks around (your savings) each month. It does take some effort in the beginning to set up a budget, but once it’s done, it’s easy to update. If you don’t like using computer spreadsheets or writing things down in a ledger book, there are free apps you can use or budgeting programs you can buy. Or check around online—MilitaryOneSource has a budget worksheet. Or get help—some of the Military and Family Life Counselors (MFLC) are Personal Financial Management (PFM) counselors too. They are familiar with military life and its financial challenges, and using their services is free. Visit Military INSTALLATIONS to find the closest PFM to you. Finally, most banks offer tips on their websites on how to save and manage debt, and your local branch may offer free financial seminars.
The key to reducing expenses in order to save is easy—spend less. Many people, however, have a hard time cutting back on spending. A budget can help you keep on track. Saving money takes effort, but it’s worth it for your financial future.
Basic Formula: “Money In” minus “Money Out” equals “Money Retained.”
Today is Military Spouse Appreciation Day! Thank you for your dedicated service to your families and our country. Day in and day out you juggle daily life, your family’s needs, and the additional demands on the spouses of those in military service. HPRC thanks you for all you do—on this day and everyday!
The annual Army “Strong B.A.N.D.S.” campaign is set to launch for another year beginning in May. Strong B.A.N.D.S. promotes physical fitness, nutrition, optimal health, and resilience by focusing on Balance, Activity, Nutrition, Determination, and Strength—forming the acronym B.A.N.D.S. The campaign has activities at numerous garrisons to help educate soldiers, their families, and civilians. Strong B.A.N.D.S. is a campaign of the U.S. Army Installation Management Command Family and Morale, Welfare and Recreation directorate and is “designed to energize and inspire community members to live a healthy lifestyle.”
Check out the website for detailed information and to see if there is a Strong B.A.N.D.S. activity near you.
Do you see physical education classes decreasing in your children’s schools compared to the PE you had when you were younger? Do you want to help your children be active and eat healthier, but you don’t know where to start? Tell your children’s school about the American Council on Exercise (ACE) program called Operation Fit Kids, which consists of two curricula for educators (free to download after completing a survey): one for 3rd to 5th graders and another for 6th to 8th graders. They provide seven lessons with lesson plans, worksheets, and activities a group can do to learn and practice being healthy. After all, practice makes perfect!
If you are interested in additional tips for promoting family fitness, check out HPRC’s Family domain for more ideas. And for even more exercises to try with your family, visit ACE’s online Exercise Library.
Make family fitness a fun affair with tips, games, goal trackers, and incentives from USAF FitFamily! Families can use the website’s resources to set family fitness goals and then track progress. And check out the recipes and activity ideas that can add a little fun to getting healthy—you can even submit photos. To begin, watch FitFamily’s online video, which describes the different resources available on the website. It also provides information on activities that are available at local Air Force installations, such as community resources, outdoor adventures, and family activities.
Interested in more family fitness information? Visit HPRC’s Family & Relationships domain for more resources.
Hearing is usually one of those abilities we take for granted—until we lose it. Make sure your children know the importance of hearing, and help them by encouraging healthy hearing habits. Just like helping them make healthy food choices or exercise, you can help your kids learn healthy hearing habits. The Department of Defense has a Hearing Center of Excellence that does research and provides educational information on the importance of hearing for optimal performance. Last month they wrote a blog on nurturing healthy hearing habits in your children that offers the following three tips:
- Talk to children about the importance of protecting their hearing in their everyday lives. Awareness of noise pollution is the first step towards a lifetime of healthy hearing.
- Make it fun. HCE has links to online tools such as an interactive sound ruler, games, and videos. (The Centers for Disease Control and Prevention also has a fun “Noise Meter.”)
- Make it a family affair; discuss how you deal with noise and demonstrate what you do to protect your own hearing, such as turning down the sound on video games and MP3 players. Your children will follow your example.
If you instill good hearing habits in your children now, they will be ready as adults to cope with the kinds of noise pollution that have been leading to hearing loss among Warfighters.