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You are here: Home / HPRC Blog / First steps to a financially fit force

First steps to a financially fit force

published: 03-31-2014 Journal entry icon

A lot of money-saving challenges have been sprouting up all over the web. These savings challenges may seem like one-size-fits-all easy-savings plans, but can they really help Warfighters save money?

As for most for financial questions, the answer is “it depends.” For some, using one of these challenges can be a fun, easy way to set aside additional savings, but for others it could be a futile attempt ending in frustration. Problems arise when the lofty savings goals touted by such plans just don’t fit your lifestyle.

So what then? Should you give up and do nothing? No! Have a savings goal, but make sure it’s one tailored to your own financial abilities. Start with an understanding of what you can save, and be realistic about your savings goals and how they can fit into your life. If $200 a month is too much, then don’t aim to save $2400 by the end of the year.

If you decide you can save $1400 a year, that averages out to be $26.50 per week, or about the cost of two pizzas. Maybe you can save more some weeks than others. If so, then just keep track of what you’ve saved. As long as you average about $115 per month, you can reach your goal of $1400 by the end of the year. If you start to see that your goal was too ambitious, don’t be afraid to adjust it instead of being disappointed at the end of the year or, worse, giving up.

For more information, visit Military OneSource’s “How to Save” web page.


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