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Keep the happy in holidays: Check your money assumptions

Keep the happy in the holidays this year by examining the assumptions you have about money and the holidays. This tip will help you learn to re-evaluate your thinking.

Check your money assumptions

Continuing our series on keeping the happy in the holidays this year, this week’s tip is to check your money assumptions. Finances can be strained during the holidays. This is not just an emotional problem, but how you think about money can affect you emotionally. Do you find yourself thinking, “I must give my family as good a Christmas as I had as a kid” or “I should be able to buy my kids whatever they want”? The fact is, you may like things to be different, but must or should they? Get rid of words such as “must” or “should” and focus instead on thoughts such as “What can I afford?” and “Are there ways I can make the holidays special without spending a lot of money?” Then notice how you feel without the constraints of what you must or should do. Instead, give yourself permission to give your family the holiday you can afford this year.

For more information on managing your money, check out HPRC’s articles on creating a budget and credit reports.

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